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The Effects of Regulatory Neglect on Health Care Consumers Article
A customer approaches a CVS pharmacy in Saugus, MA, on February 18, 2009. CVS/Caremark is one of the three largest Pharmacy Benefit Managers, which is considered the only segment of the health insurance market that is unregulated by the Federal Trade Commission.  (AP/Lisa Poole)

The Effects of Regulatory Neglect on Health Care Consumers

CAP Action Senior Fellow David Balto testifies before the Subcommittee of the Senate Committee on Commerce, Science and Transportation on competition in the health care marketplace

David Balto

Managing Debt Better in Hard Economic Times Article

Managing Debt Better in Hard Economic Times

A credit cardholders’ bill of rights, as well as providing the right information at the right time, will help consumers manage their debt.

Second Roll of the Dice Article
 (screenshot)

Second Roll of the Dice

Scott Lilly examines the legislatively induced crisis over President Bush’s $700 billion financial rescue package.

Scott Lilly

Reject the Highmark/Blue Cross Merger Testimony
 (AP/Matt Rourke)

Reject the Highmark/Blue Cross Merger

David Balto testifies to the Pennsylvania Senate Banking and Insurance Committee on why they should reject the merger of two insurance giants.

David Balto

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Related Priorities

Tackling Climate Change and Environmental Injustice

Tackling Climate Change and Environmental Injustice

We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.

Restoring Social Trust in Democracy

Restoring Social Trust in Democracy

Democracy is under attack at home and abroad. We must act to ensure it is accessible to all, accountable, and can serve as a force of good.

Building an Economy for All

Building an Economy for All

Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.

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