Housing

CFPB Director Rohit Chopra on Fighting for Consumers

This week on “The Tent,” Director of the Consumer Financial Protection Bureau Rohit Chopra joins to discuss steps being taken to lower costs for families.

Women’s Stories on Economic Justice and Health Care

This storybook features women in Arizona, Georgia, Nevada, and New Hampshire whose stories center on issues from prescription drug pricing and health insurance, to child care and paid leave.

Child Tax Credit Helps Georgia Families Weather Emergencies

The expanded child tax credit came right on time to help a Georgia mother of four avoid homelessness.

How the Child Tax Credit Has Helped Arizona Parents Afford Rent

An Arizonan mother of three relied on the expanded child tax credit to afford increasing housing costs with stagnating wages.

Improving Americans’ Retirement Outcomes Through the National Savings Plan

Policymakers should take action to expand retirement plan access to the millions of Americans without a workplace retirement plan.

Rep. Joseph Crowley on the Savings and Retirement Security Crisis

Polling Shows Americans Want Retirement Policy Reform

Polling indicates that Americans are worried about their ability to retire and want policymakers to take action.

Improving Retirement Savings in Maryland

David Madland discusses a new private-sector retirement-plan type called the Secure, Accessible, Flexible, and Efficient, or SAFE, Retirement Plan before the Maryland Joint Committee on Pensions.

Public Proposals for the Future of the Housing Finance System

Senior Fellow Janneke Ratcliffe testifies before the Senate Committee on Banking, Housing, and Urban Affairs.

Maryland Secure Choice Retirement Savings Program and Maryland Secure Choice Retirement Savings Trust

David Madland discusses the Maryland Secure Choice Retirement Savings Program before the Maryland House of Delegates.

Examining the Proper Role of the Federal Housing Administration in Our Mortgage Insurance Market

Julia Gordon, Director of Housing Finance and Policy, testifies before the House Committee on Financial Services.

Pension Modernization for a 21st Century Workforce

David Madland delivers remarks at a roundtable discussion with the Senate Committee on Health, Education, Labor, and Pensions.

Romney’s Housing Plan: Still Elusive

David Abromowitz provides a sampling of positions on housing that Gov. Romney appears to hold based on remarks he or his surrogates have made during the campaign.

Turning the Tide: Preventing More Foreclosures and Holding Wrong-Doers Accountable

CAP Action Policy Analyst John Griffith testifies before the the U.S. House of Representatives Congressional Progressive Caucus.

In Defense of Defined-Benefit Pensions

The way forward for most public-sector defined-benefit plans is through reform, not replacement, write David Madland and Nick Bunker.

Three Ideas Mitt Romney Should Support on Housing

Mitt Romney says he wants to help struggling homeowners. John Griffith offers some ideas Romney should get behind.

Perspectives on the Health of the FHA Single-Family Insurance Fund

Sarah Rosen Wartell testifies before the House Committee on Financial Services about the financial status of the Federal Housing Administration’s Mutual Mortgage Insurance Fund.

The Private Mortgage Market Investment Act

CAP Senior Fellow Janneke Ratcliffe testifies before the House Subcommittee on Capital Markets and Government-Sponsored Enterprises.

Effective National Mortgage Servicing Standards Are Essential

Peter Swire explains that, in the absence of market discipline on servicers, an effective national set of mortgage standards is essential.

Fannie Mae, Freddie Mac, and FHA: Taxpayer Exposure in the Housing Market

Sarah Rosen Wartell testifies before the House Committee on the Budget on U.S. taxpayer exposure in the housing market.

Public Proposals for the Future of the Housing Finance System

CAP Senior Fellow Janneke Ratcliffe testifies before the Senate Committee on Banking, Housing and Urban Affairs.

GSE Reform: Immediate Steps to Protect Taxpayers and End the Bailout

CAP Executive Vice President Sarah R. Wartell testifies before the House Committee on Financial Services.

Private Mortgage Insurance’s Role in Housing Finance

CAP Action Senior Fellow Janneke Ratcliffe testifies before the House Subcommittee on Capital Markets, Insurance, and Government-Sponsored Enterprises.

Making the Community Reinvestment Act More Effective

Sarah Wartell testifies before the Federal Deposit Insurance Corporation on making the Community Reinvestment Act a more effective tool to help meet the needs of our communities.

Saving D.C. Homes from Foreclosure

Alon Cohen and Andrew Jakabovics give comments to the D.C. Committee On Public Services And Consumer Affairs on the Saving D.C. Homes from Foreclosure Act of 2010.

The Promise and Peril of a Model 401(k) Plan

American Worker Project report on measuring the effectiveness of retirement savings plans offered by private companies and the federal government.

Lending a Hand to Underwater Homeowners

CAP Action Andrew Jakabovics testifies before the House Financial Services Committee Subcommittee on Housing and Community Opportunity.

Housing Finance: What Should the New System Be Able to Do?

CAP Executive Vice President Sarah R. Wartell testifies before the House Committee on Financial Services.

Foreclosure Mediation in California

CAP Action's Andrew Jakabovics testifies before the California General Assembly's Banking and Finance Committee on foreclosure mediation.

Curbing Foreclosures and Stabilizing the Housing Market

A CAP Action event addresses the housing market and measures that Congress can take to reduce foreclosures.

CAP Action Convenes Low Income Housing Tax Credit National Coalition Effort

Examining the Making Home Affordable Program

CAP Action Associate Director for Housing and Economics Andrew Jakabovics testifies before the House Financial Services Committee on President Obama's Making Home Affordable Program.

Letter to Congress: Saving Jobs by Unfreezing Stalled LIHTC Rental Housing Investment

The Consequences of Conservative Policies in Our Housing and Financial Markets

The housing and financial crises can be tied directly to calculated deregulation and gross negligence on the part of the Bush administration.

Second Roll of the Dice

Scott Lilly examines the legislatively induced crisis over President Bush’s $700 billion financial rescue package.

Get $4 a Month to Help Pay Your Mortgage

Congress will spend billions on an untargeted, new homebuyer incentive, but can’t find $3.9 billion to help stabilize home values in heavily affected areas.