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Improving Retirement Savings in Maryland Testimony

Improving Retirement Savings in Maryland

David Madland discusses a new private-sector retirement-plan type called the Secure, Accessible, Flexible, and Efficient, or SAFE, Retirement Plan before the Maryland Joint Committee on Pensions.

David Madland

Romney’s Housing Plan: Still Elusive Report
A foreclosure sign is see in front of a house in Spring, Texas. (foreclosure sign in front of house)

Romney’s Housing Plan: Still Elusive

David Abromowitz provides a sampling of positions on housing that Gov. Romney appears to hold based on remarks he or his surrogates have made during the campaign.

David M. Abromowitz

In Defense of Defined-Benefit Pensions Report

In Defense of Defined-Benefit Pensions

The way forward for most public-sector defined-benefit plans is through reform, not replacement, write David Madland and Nick Bunker.

David Madland, Nick Bunker

Three Ideas Mitt Romney Should Support on Housing Article
Republican presidential candidate Mitt Romney holds a discussion on housing and foreclosure, Monday, January 23, 2012, in Tampa, Florida. (AP/Charles Dharapak)

Three Ideas Mitt Romney Should Support on Housing

Mitt Romney says he wants to help struggling homeowners. John Griffith offers some ideas Romney should get behind.

John Griffith

Perspectives on the Health of the FHA Single-Family Insurance Fund Testimony

Perspectives on the Health of the FHA Single-Family Insurance Fund

Sarah Rosen Wartell testifies before the House Committee on Financial Services about the financial status of the Federal Housing Administration’s Mutual Mortgage Insurance Fund.

Sarah Rosen Wartell

The Private Mortgage Market Investment Act Testimony
CAP Senior Fellow Janneke Ratcliffe              testified before the   House Subcommittee on Capital Markets and Government-Sponsored   Enterprises on November 3rd, 2011, to discuss the Private Mortgage   Market Investment Act. (AP/ Paul Sakuma)

The Private Mortgage Market Investment Act

CAP Senior Fellow Janneke Ratcliffe testifies before the House Subcommittee on Capital Markets and Government-Sponsored Enterprises.

Janneke Ratcliffe

Effective National Mortgage Servicing Standards Are Essential Article

Effective National Mortgage Servicing Standards Are Essential

Peter Swire explains that, in the absence of market discipline on servicers, an effective national set of mortgage standards is essential.

Peter Swire

Private Mortgage Insurance’s Role in Housing Finance Testimony
A Countrywide employee walks into the company's Northridge branch in Los Angeles, California. (AP/Kevork Djansezian)

Private Mortgage Insurance’s Role in Housing Finance

CAP Action Senior Fellow Janneke Ratcliffe testifies before the House Subcommittee on Capital Markets, Insurance, and Government-Sponsored Enterprises.

Janneke Ratcliffe

Making the Community Reinvestment Act More Effective Testimony

Making the Community Reinvestment Act More Effective

Sarah Wartell testifies before the Federal Deposit Insurance Corporation on making the Community Reinvestment Act a more effective tool to help meet the needs of our communities.

Sarah Rosen Wartell, Janneke Ratcliffe, David M. Abromowitz

Saving D.C. Homes from Foreclosure Testimony
Newly-built and rebuilt houses line U Street in northwest Washington, DC. (AP/Manuel Balce Ceneta)

Saving D.C. Homes from Foreclosure

Alon Cohen and Andrew Jakabovics give comments to the D.C. Committee On Public Services And Consumer Affairs on the Saving D.C. Homes from Foreclosure Act of 2010.

Alon Cohen, Andrew Jakabovics

Foreclosure Mediation in California Article

Foreclosure Mediation in California

CAP Action's Andrew Jakabovics testifies before the California General Assembly's Banking and Finance Committee on foreclosure mediation.

Andrew Jakabovics

Examining the Making Home Affordable Program Testimony
Houses like this one in Levittown, NY are facing foreclosure. The Home Affordable Modification Program seeks to align the interests of borrowers, lenders and investors when foreclosure is not preferable to loan modifications, and helps stabilize housing prices in communities nationwide.<br />
  (AP Photo/Mark Lennihan, file)

Examining the Making Home Affordable Program

CAP Action Associate Director for Housing and Economics Andrew Jakabovics testifies before the House Financial Services Committee on President Obama's Making Home Affordable Program.

Andrew Jakabovics

Second Roll of the Dice Article
 (screenshot)

Second Roll of the Dice

Scott Lilly examines the legislatively induced crisis over President Bush’s $700 billion financial rescue package.

Scott Lilly

Get $4 a Month to Help Pay Your Mortgage Article

Get $4 a Month to Help Pay Your Mortgage

Congress will spend billions on an untargeted, new homebuyer incentive, but can’t find $3.9 billion to help stabilize home values in heavily affected areas.

Congressional Action Welcomed on Housing Crisis Article

Congressional Action Welcomed on Housing Crisis

CAPAF provides an analysis of pending housing market legislation now before the House of Representatives.

Sen. McCain’s HOME Plan: Late to the Party with a Flawed Plan Article

Sen. McCain’s HOME Plan: Late to the Party with a Flawed Plan

Senator McCain Continues to Oppose Sensible Community Stabilization Solutions to Protect American Family Savings, writes Sarah Rosen Wartell.

Sarah Rosen Wartell

Agenda for Action on the Housing Crisis Article

Agenda for Action on the Housing Crisis

CAPAF outlines a solution to the housing crisis to stabilize housing and credit markets.

Related Priorities

Tackling Climate Change and Environmental Injustice

Tackling Climate Change and Environmental Injustice

We pursue climate action that meets the crisis’s urgency, creates good-quality jobs, benefits disadvantaged communities, and restores U.S. credibility on the global stage.

Strengthening Health

Strengthening Health

We work to strengthen public health systems and improve health care coverage, access, and affordability.

Building an Economy for All

Building an Economy for All

Economic growth must be built on the foundation of a strong and secure middle class so that all Americans benefit from growth.

Advancing Racial Equity and Justice

Advancing Racial Equity and Justice

We apply a racial equity lens in developing and advancing policies that aim to root out entrenched systemic racism to ensure everyone has an opportunity to thrive.

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